Debts basics
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Credit Card Mistake to avoid
Imagine sitting in a sleek conference room, looking at a young professional who has done everything by the book. Let’s call him Marcus. Marcus is a 26-year-old software engineer. He is sharp, meticulous, and incredibly responsible. He doesn’t carry a credit card balance, he has never missed a payment in his life, and he treats…
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Students loan explained
The Scholarship That Never Came When Adaeze received admission to study Pharmacy, her father spread all the admission papers across the dining table. He brought out a calculator. School fees. Accommodation. Laboratory charges. Books. By the time he finished adding everything, he quietly removed his glasses. “We can pay the first semester,” he said. Her…
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Good debt vs bad debt
The Loan That Bought Tomorrow When Ada got her first job, she felt unstoppable. For the first time in her life, her phone buzzed every month with a salary alert. Friends congratulated her. Family members were proud. And suddenly, banks started sending messages. “Congratulations! You’re eligible for a ₦3,000,000 instant loan.” At first, she laughed…