debt-management
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Snowball vs Avalanche Method

The Two Envelopes The room erupted in applause. “Congratulations on your promotion, Ada!” Her colleagues surrounded her with handshakes, laughter, and promises of celebratory drinks. At twenty-nine, Ada had just become Operations Manager at one of Lagos’ fastest-growing logistics companies. Her salary had almost doubled. She smiled. She deserved this. Or so she thought. Three…