family
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Mutual funds vs ETFs
The Boy Who Never Came First Williams was sitting at the back of the lecture hall when his name appeared on the screen. The room went silent for exactly two seconds before someone shouted, “Ah! See him! Financial adviser has finally entered the results list!” Laughter rolled across the hall. Williams looked up at the…
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What is investing?
The Man Who Kept His Money in a Wardrobe Ebeano, was fifty-nine years old man, and has a clothing shop inside onitsha main-market. He owned three large wardrobes, and trusted none of them equally. The first contained clothes he wore. The second contained clothes he hoped to wear again when his stomach finally agreed to…
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Building a career plan
The Boy Who Had to Choose a Future At seventeen, Emeka had already learned not to ask his mother for money unless the request was urgent enough to survive the silence that usually followed. So when his school announced that final-year students needed to pay for their examination registration, he did what he had become…
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How to start with zero capital
The Man Who Kept Borrowing Other People’s Tables The first customer walked away because there was nowhere to sit. It wasn’t because the food looked bad. The rich aroma drifting from the tiny roadside stall had already persuaded two motorcycle riders to stop and take a closer look. But after scanning the area and realizing…
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How to Stop Impulse Spending
Tolu had one weakness. It wasn’t expensive phones.It wasn’t designer clothes.It wasn’t even food. It was red stickers. Every time she walked into a supermarket and saw “50% OFF!”, “Buy 2 Get 1 Free!”, or “Today Only!”, something happened to her brain. “If I don’t buy it now, I’ll lose money.” One Saturday, she walked…
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Why Saving Matters
The cracked screen of Maya’s phone glowed, mocking her with the notification: Ticket Sale Ends in 2 Hours. It was the Lagos Afrobeats Festival. Everyone from school was going. Her best friend, Tunde, had already bought his ticket weeks ago. Maya, however, was currently staring at a bank balance that read exactly ₦2,500. The ticket…