Introduction to Money
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Investing with little money
The Man with the One-Way Ticket Desmond believed small money had a strange talent for disappearing. Give him ₦10,000, and before the weekend it would have become data, shawarma, transport, two unnecessary online purchases and a mysterious bank charge called “service fee,” which he was convinced existed solely to insult poor people. So whenever anyone…
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Crypto basics
The Coin in His Phone Desmond nearly dropped his phone into a bowl of pepper soup when the screen flashed red. “Minus twelve percent?” he shouted. The man sitting opposite him at the restaurant looked up from his newspaper. “Young man, did your wife leave you?” “I don’t have a wife.” “Then your crypto has…
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Stocks, bonds, real estate
The Three Keys Ebuka nearly dropped his phone into the soup when Chike shouted, “I have found it!” Eze looked up from the restaurant table. “If it is another online course on how to become a billionaire before Christmas, please keep your discovery to yourself.” “It is not a course,” Chike said, sliding into the…
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Risk vs Reward
The Shop He Bought When Nobody Was Buying The first time Banjo said he wanted to buy the empty shop beside his uncle’s pharmacy, his wife laughed so hard she dropped her phone into a bowl of garri. “Buy what?” “The shop.” “During a pandemic?” Banjo pointed at the phone screen, which was now covered…
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The Best Time To Start
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Will This Decision Help My Future… or Delay It?
Amara got paid on Friday and felt rich for the first time in weeks. “This weekend, I deserve soft life,” she smiled. So she ordered expensive food.Bought clothes she didn’t plan for.Upgraded her phone case.Paid for things just because her friends were doing it. Each time, she told herself: “It’s just this once.” By Monday…
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What happens when money lands in your hand?
Timi was only 22, but every month felt like a race against his wallet. The moment money entered his account, it disappeared. New shoes.Late-night food deliveries.Subscriptions he barely used.Trying to “keep up” with friends online. Yet, at the end of every month, Timi always asked the same question: “Where did all my money go?” One…
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Understand Your Personal Finance
